HUD homes are foreclosure homes owned by the government as a result of repossession. A lending institution, such as a mortgage company, bank, savings and loan association, funds the mortgage loan; the Federal Housing Administration (FHA), an agency that is part of the U.S. Department of Housing and Urban Development (HUD), insures the mortgage.

Please call Weichert Realtors – Welcome Home at (717) 291-1041 or (877) 490-8999 , and one of our experienced agents will be happy to answer all of your questions, guide you through the HUD home buying process, and help you to successfully purchase a HUD home.

Helping people keep their homes is one of the priorities of the US government, which is why the Department of Housing and Urban Development creates HUD programs aimed at helping homeowners avoid problems such as mortgage payment delinquency or foreclosure.

The HUD will not pay for title insurance, nor will they pay to turn on utilities for inspections The buyer, or the buyer’s agent, must obtain permission to turn on utilities for the inspection and must pay all of the costs associated with turning on water, gas and electricity.

After the exclusive bidding period expires, and bidding is open to both Owner Occupants and Investors, no priority consideration is given by HUD to Owner Occupant bids over Investor bids—HUD accepts the bid that yields the highest Net to HUD, regardless of buyer type.