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Buying a Home is one of the biggest decisions you will make in your life. For example, let us say that you are interested in a house that is being offered for AUD 330,000. Prepare a list of questions to ask a real estate agent , and interview them before committing. Here’s where you’ll thank yourself for working with a real estate agent.

Most banks here including international mortgage lenders can finance up to 80% of the cost of a house leaving you with just 20% to pay. To help you save for your down payment, try Discover Bank’s AutoSavers Plan , which makes it easy to put aside money each month.

It will only ding your credit once, instead of every time!” And, if you want to get the best deals for whichever loan product you choose, use a broker instead of a bank,” says Butler. Buying property is never simple – but add in another language and a totally different purchase system and the French property market can be a stressful place.

You don’t have to offer asking price, but if you “lowball,” the seller may tell you take a hike. The way British Gas customers with prepayment meters top up is changing from January 1, as they’ll no longer be able to top up via PayPoint at their usual newsagent or supermarket.

Whether you need help with real estate investing or loans for first time home buyers , we’ll get to know your personal situation to help you meet your goals. You can also consider getting other professional evaluations like a termite inspection or radon test, depending on the advice of your real estate agent and the age and condition of the home you’re purchasing.