What’s The Difference Between An Independent Contractor And An Employee?

ContractorAccepting contract work is an option that some job searchers look at not only when they are having trouble finding fulltime work but because of the lucrative nature of contract assignments. Contractors are self-employed and earn income by invoicing the principal for their services. Contractors often enjoy a great deal of flexibility, which is why many people choose to work this way. Make sure you document this need so the IRS can see you have a subcontractor, not an employee.Contractor

Since some contractors can get carried away with marking up prices, you might want to call the suppliers yourself to determine how much the materials cost without the mark-up. Prior to 1875, if waste was collected at all, private contractors had often undertaken the task.

If your contractor has any employees they should have workers compensation insurance. Therefore, they might be hesitant to hire you fulltime believing you would not …

Modular Vs. HUD Homes, What’s The Difference?

hud homesHUD homes are foreclosure homes owned by the government as a result of repossession. HUD homes result when the foreclosed home was initially purchased with a loan insured by the Federal Housing Administration (FHA). The department was established on September 9, 1965, when Lyndon B. Johnson signed the Department of Housing and Urban Development Act 1 into law.

Based on a sample of Rocket Mortgage clients who met qualifying approval criteria and specific loan requirements at the time of application. They are for first time home buyers, and these type of loans do not allow for someone that is trying to capitalize off such great deals.

Potential buyers must qualify for a mortgage or pay cash to buy a HUD home. It helps to specifically work with an agent who has experience with HUD homes, but this isn’t a necessity. By placing a bid without a lenders’ approval letter, the …