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You have found your dream home and it is a HUD foreclosures. A HUD owned home is a home that was owned by someone with an FHA loan. HUD stands for Housing of Urban Development. You must have a real estate agent to bid on a HUD home, your realtor will be able to place the bid on your behalf. Bids are accepted during a given time period, after which the bidding is closed and all offers are opened and examined.

Once the Offer Period expires, the department will then choose the winning bidder. FHA 203K loans are the most popular financing used to purchase HUD homes. 3 Options Realty has a team of agents prepared to help you navigate your way through the process of purchasing a bank foreclosure.hud homes

Purchasers may be required to have a property re-winterized after the home inspection has been completed depending on the time …